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The Hagar Group Blog

View the latest blog posts from The Hagar Group.

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Thursday, May 5, 2022

Adjusting Your Auto Insurance When You Move

Moving to a new home can impact how much risk your vehicle faces.  What worked for you in your old home might not work for you in your new one. Therefore, it is best to specifically review your auto policy during your move. Your insurance agent can help you update and adjust your coverage so that it remains effective in your new place. READ MORE >>

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Wednesday, April 13, 2022

BOP's 3 Big Features: Property, Liability, and Interruption

A business owner policy, or BOP, is a type of business insurance plan. It combines several of the most common types of coverage that companies need to maintain – all at an affordable, bundled rate.   As a business owner, speak to your agent about using a BOP, since it may help you to get the coverage you need for less. READ MORE >>

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Wednesday, March 16, 2022

Protecting Your Valuables with Home Insurance

As a homeowner, a comprehensive homeowners insurance policy is one of the most important things you can have. While it’s standard for the structure and contents to be protected, there are a few things you should know about your coverage. Even if you have a standard home insurance policy, all your valuables may not be protected. READ MORE >>

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Wednesday, February 23, 2022

Does My Health Insurance Cover Prescription Drugs?

Having a health insurance policy that covers doctor and hospital visits is crucial for staying in good health, but prescription drug coverage is another important consideration. Do you know if your new health insurance policy covers your prescription drugs, and at what cost to you?  READ MORE >>

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Thursday, January 20, 2022

5 Questions to Ask Before Purchasing Life Insurance

Your life insurance policy is an important decision to make and one that you should be prepared to consider. There are many options and questions to take into account when looking for a life insurance policy. Knowing what questions to ask can help you find the right policy.  What Kind of Policy Do I Want? READ MORE >>

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Tuesday, December 21, 2021

3 RV Safety and Insurance Tips

Some people love packing up the tent and camp stove and heading out for a weekend. They enjoy sleeping on the ground and cooking over a fire. But some of us like a little more luxury. We like the bathroom and kitchen to be similar to home, and we like the knowledge of four solid walls and a roof when we sleep. READ MORE >>

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Monday, November 22, 2021

Do You Need Flood Insurance in a Low-Risk Area?

It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>

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Friday, October 22, 2021

Understanding Flood Insurance and Structure Coverage

Any home could flood at any time. However, some homes face significantly higher risks of a flood occurring due to their location in low-lying areas, or their proximity to water.  Unfortunately, the standard homeowners insurance policy will not cover weather-related flood damage (e.g. READ MORE >>

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Monday, September 13, 2021

BOP Insurance For Leased Properties

BOP, or business owner protection, is an important level of business insurance. As a business, just opening your doors to meet customer needs puts you at risk.   BOP coverage reduces these risks. It helps to alleviate the types of events that could cost your business money. READ MORE >>

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Thursday, August 26, 2021

4 Common, Yet Overlooked Insurance Risks at Your Home

Your home is your shelter from the outside world. From severe weather to home invasions, your home is your first defense against harmful events. Over the years, to make your home your own, you can increase the number of risks that threaten your home, your family and your home insurance inadvertently. READ MORE >>

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